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Ryan Harju
Real Estate • Lending • Leadership • Execution
Ryan Harju headshot
Arizona Real Estate • Lending • Leadership

Helping Arizona Clients Buy, Sell & Finance Real Estate

Ryan Harju

Associate Broker — Keller Williams Integrity First Realty · AZ Broker Lic # BR658901000
Loan Originator — Keller Home Loans · NMLS #2751343
Director of Operations & Finance — United Market Centers
National Director of Sales — United Home Group

Whether you are buying, selling, financing, investing, or sending an Arizona referral, this is the cleanest place to start. My work sits at the intersection of real estate, lending, operations, and leadership — with one simple goal: helping people make clear decisions and execute with confidence.

Mortgage Email
rharju@kwlends.com
Real Estate / General Email
ryan.harju@kw.com
Keller Home Loans Office
2450 S Arizona Ave Suite 6
Chandler, AZ 85286
Arizona Real Estate
Keller Williams Integrity First Realty
Gilbert, Arizona
Leadership
United Market Centers · United Home Group
6
Keller Williams Market Centers across Arizona, California, and Oregon.
~1,200
Agents supported through operations, finance, systems, leadership, and recruiting.
~$2.9B
Approximate annual sales volume represented across those Market Centers.
500+
Homes sold over the course of my production career.
What I do

Three clear ways to work with me.

This page is built to be simple. Arizona real estate. Keller Home Loans. Leadership, recruiting, and relationships. No extra pages. No clutter. Just the main lanes.

Arizona Real Estate
Keller Williams Integrity First Realty

Search, buy, sell, and invest with clarity.

If you are looking in Arizona, start with the home search site. If you are already in motion, reach out directly and we can build a plan around timing, financing, negotiation, and execution.

  • Consumer home search through Keller Williams
  • Residential and investment-minded support
  • Arizona-focused guidance with operator-level execution
Search Homes Email Ryan
Keller Home Loans
Keller Home Loans

Loan origination with a direct path to apply.

If you are ready to explore financing, apply directly through Keller Home Loans or visit my loan officer page for details, contact information, and next steps.

Ryan Harju · Loan Originator
NMLS #2751343
rharju@kwlends.com

Apply with Ryan Visit Mortgage Site
Leadership & Referrals
United Market Centers

United Market Centers. United Home Group. Trusted relationships.

My day-to-day work lives inside real businesses. I lead across operations, finance, sales, recruiting, and people. That same mindset carries into partnerships, communication, and client execution.

  • Director of Operations & Finance for United Market Centers
  • National Director of Sales for United Home Group
  • Support for relationships, referrals, and recruiting across all UMC offices
Get in Touch
Operator mindset

Built inside real businesses — not just transactions.

My background is not one-dimensional. I have spent years in production, led brokerages, managed operations and finance, worked inside leadership teams, and stayed close to the work. That perspective changes how I communicate, how I solve problems, and how I execute.

  • Multi-state operations and finance oversight across six Keller Williams Market Centers
  • P&L responsibility, budgeting, systems, standards, leadership accountability, and recruiting support
  • National Director of Sales role with United Home Group
  • Arizona associate broker role with Keller Williams Integrity First Realty
  • Loan origination through Keller Home Loans with a direct consumer application path
Ryan Harju at KW Red Day
Real estate is a relationship business.
Philosophy

Mindset. Discipline. Do the work.

I like simple principles that hold up under pressure. Clear standards. Consistent execution. Honest communication. That applies to leadership, lending, real estate, and life.

Clarity beats chaos.
People move faster and better when expectations are clear.
Discipline beats intensity.
The boring reps matter more than the occasional big day.
Standards matter.
Follow-through is what separates ideas from actual execution.
Do the work.
The right work, done consistently, compounds over time.
Contact

Everything in one place.

Whether you are looking for Arizona real estate, mortgage help, leadership support, recruiting conversations, or simply want to reach out directly, here are the main links and contact points.

Social

Connect online.

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Keller Williams Integrity First Realty
Arizona Real Estate

Ryan Harju · Associate Broker · Arizona Broker Lic # BR658901000 · REALTOR®

Keller Williams Integrity First Realty
830 S Higley Rd, Gilbert, AZ

Real estate services, where provided, are in Arizona only. This website is for general informational purposes and should not be relied upon as legal, tax, or financial advice.

General / real estate contact: ryan.harju@kw.com

Keller Williams Realty, Inc., a franchise company, is an Equal Opportunity Employer and supports the Fair Housing Act. Each Keller Williams® office is independently owned and operated.

Keller Home Loans
Mortgage

Ryan Harju · Loan Originator · NMLS #2751343

Keller Home Loans
2450 S Arizona Ave Suite 6, Chandler, AZ 85286

Mortgage contact: rharju@kwlends.com · (928) 707-2686

Keller Home Loans is a division of Mutual of Omaha Mortgage, Inc., NMLS ID 1025894.
3131 Camino Del Rio N 1100, San Diego, CA 92108.

Customer service: 1-833-721-1001 · customerservice@kwlends.com

© 2026 Ryan Harju. All rights reserved.
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